If people know how to properly manage their money, this may not exist.īut as we have mentioned a while ago, times have changed. You see, this only shows how essential personal financial literacy is in the country. In fact, according to the National Foundation for Credit Counseling (NFCC) 2018 Consumer Financial Literacy Survey, “ one in four Americans admit they do not pay their bills on time and nearly one in ten (eight percent) now have debts in collection, both showing a slight increase from 2017“. Many studies have shown that American peopleĪre not good when it comes to budgeting and personal finance management Today, the future is even more uncertain, thus, it is better to be While others feel like it’s not important, more and more people are becoming warier when it comes to their money – especially the younger generation.Ĭhanged. Personal finance management or budgeting is not an easy thing especially for people who are not used to it. Thank Mint and You Need a Budget (YNAB), handling finances now is made easier.
While there are so many contrasts made between Mint vs YNAB, one thing’s for sure, both of them offer budgeting solutions to those who find it hard to do or are just finding their way towards personal finance management.
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